The Signature Mutual Fund Strategies were created to provide a potential for wealth-building that can be critical to reaching long-term financial goals.
We utilize mutual funds in these strategies for greater diversification available through funds or also to access investment themes, processes or strategies that are not available through the Equity Income Series.
These different strategies are typically built around a select menu of core funds which are evaluated based on short and long term performance, manager tenure, third party research evaluations, corporate investment culture, and positioning to meet a particular investment need. For each portfolio, we will attempt to balance such factors as investment size (large, medium, small cap stocks), style (value vs. growth), and domicile (U.S. vs International) within the overarching framework of asset allocation (stocks vs. bonds vs. cash).
The Signature Mutual Fund Series Lineup Includes:
Signature Growth Strategy
This combination of mutual funds is designed for an investor who has a 10 or more year time horizon for the funds they are investing. These investors have a longer time horizon and want investments that will afford growth with a reasonable amount of volatility. The Growth Strategy seeks to smooth out the ups and downs of the market, while providing growth that meets long term investment goals.
Signature Growth & Income Strategy
The Growth and Income Strategy is designed for an investor with a 5-10 year time horizon for the funds they are committing to invest. These investors are willing to accept a slightly lower return than longer time horizon investors in exchange for less volatility. Therefore the asset allocation is different than the growth investor. Many of the underlying investments are the same, but the weightings will be different and favor the less volatile investments that are not as growth oriented and more balanced.
Signature Conservative Strategy
The Conservative Strategy is designed with the pre-retiree and retiree in mind. These investors will typically have less than 5 year time horizon for potential usage of the funds. With this in mind, this investor is even less risk tolerant than the balanced investor. This investor is seeking preservation of capital with growth as a secondary objective. Therefore, the funds selected will be primarily short-duration fixed income funds with a modest allocation to conservative growth-oriented funds.
Signature Income Strategy
The Income Strategy is designed to provide a current income stream for an investor who may be relying on the asset’s income to provide current cash-flow. The asset allocation favors income producing investments in the form of dividend yield. This investor has a similar risk tolerance as the conservative investor and also requires current income in the portfolio.
Signature Tax-Efficient Growth & Income Strategy
The Tax Efficient Growth and Income Strategy is designed for investors who have excess cash in non-retirement accounts. This strategy offers a less volatile option to investors than the growth or balanced strategies and has enhanced tax-efficiency accomplished by the addition of municipal bond exposure.
Making Your Life Easier
We’ve assembled useful personal financial tools, informative links and documents that will help you prepare for your meetings with us. As always, if there is anything else you ever need, feel free to let us know.